Privacy Policy

Roxystocks Inc. ("Roxystocks," "we," "us," or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform, website, and services.

This policy applies to all users of Roxystocks's services. By using our services, you consent to the data practices described in this policy. If you do not agree with this policy, please do not use our services.

We collect several types of information from and about users of our services:

We use the information we collect for the following purposes:

• Service Delivery: To create and manage your account, process transactions, and provide investment services.
• Verification: To verify your identity and comply with KYC/AML regulations.
• Communication: To send service updates, security alerts, and support messages.
• Improvement: To analyze usage patterns and improve our platform and services.
• Security: To detect and prevent fraud, unauthorized access, and other illegal activities.
• Legal Compliance: To comply with applicable laws, regulations, and legal processes.
• Marketing: To send promotional communications (with your consent where required).

We may share your information in the following circumstances:

• Service Providers: With trusted third-party vendors who assist us in operating our platform (payment processors, identity verification services, cloud storage).
• Legal Requirements: When required by law, subpoena, or other legal process.
• Business Transfers: In connection with a merger, acquisition, or sale of company assets.
• With Your Consent: When you have given us permission to share your information.
• Protection of Rights: To protect the rights, property, or safety of Roxystocks, our users, or others.

We do not sell your personal information to third parties for marketing purposes.

We use cookies and similar tracking technologies to enhance your experience, analyze usage, and deliver personalized content. You can control cookie preferences through your browser settings.

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption: 256-bit SSL/TLS encryption for data in transit and at rest.
• Access Controls: Strict role-based access controls and multi-factor authentication.
• Monitoring: Continuous security monitoring and regular penetration testing.
• Compliance: Adherence to industry security standards (ISO 27001, SOC 2).
• Cold Storage: Majority of digital assets stored in offline cold wallets.

While we strive to protect your information, no method of transmission over the internet is 100% secure. We encourage you to use strong passwords and enable two-factor authentication.

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, including:

• Active Accounts: Information is retained while your account is active.
• Legal Requirements: Financial records are retained for 7 years to comply with regulations.
• Security: Security logs are retained for 2 years for audit purposes.
• Closed Accounts: Basic account information may be retained to prevent fraud.

You may request deletion of your data by contacting us, subject to legal retention requirements.

Depending on your location, you may have the following rights regarding your personal information:

To exercise these rights, please contact us at support@lumiafords.com.

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18 without parental consent, we will take steps to delete that information.

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place, including Standard Contractual Clauses, to protect your information during international transfers.

Some browsers offer a "Do Not Track" (DNT) feature. We currently do not respond to DNT signals as there is no industry standard for handling them. You can manage tracking preferences through our cookie settings.

California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

• Right to know what personal information is collected and shared.
• Right to delete personal information (with exceptions).
• Right to opt-out of the sale or sharing of personal information.
• Right to correct inaccurate personal information.
• Right to limit use of sensitive personal information.
• Right to non-discrimination for exercising privacy rights.

To exercise your California privacy rights, please email support@lumiafords.com with "California Privacy Request" in the subject line.

For users in the European Economic Area (EEA), United Kingdom, and Switzerland, we process personal information under the following legal bases:

• Contract: Processing necessary to provide our services.
• Legal Obligation: Compliance with applicable laws and regulations.
• Legitimate Interests: Improving services and preventing fraud.
• Consent: Where you have given explicit consent.

You have the right to lodge a complaint with your local data protection authority.

We may update this Privacy Policy from time to time. Material changes will be notified via email or through our platform. The "Last Updated" date at the top of this policy indicates when it was last revised. Continued use of our services after changes constitutes acceptance.

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: